12 Steps to Mortgage
Assistance with Keep Your Home California. Looking for West Sacramento short sale information? You
have come to the right place. Mike Rigley Certified Default Advocate,
Distressed Property Expert and your short sale specialist here thank you for
joining us.
So we have talked about Keep Your
Home California’s new and improved web site. What we are going to
talk about today are the 12 steps you can follow to see if you qualify for one
of Keep
Your Home California’s Programs. Remember they are Mortgage Reinstatement,Unemployment
Assistance, Principle Reduction and Transition Assistance for those who short sale or are foreclosed on.
Today Let’s talk about
questions 6-12
- Are you in an active bankruptcy? You cannot be in an
active Bankruptcy and participate
- Are you approved to receive or currently receiving
unemployment benefits from the California Employment Development
Department (EDD)? If yes you may qualify for the Unemployment Assistance
Program
- Is your mortgage loan in foreclosure or has a Notice of
Default (“NOD”) been recorded on your home? If yes you can still qualify
- Are you two or more payments past due on your first
mortgage loan? Being current is not a requirement to participate
- Do you owe more on your first mortgage than your home’s
current value? You must be underwater to qualify
- Did you get your current mortgage on or before January
1, 2010? Again this follows the HAMP guidelines
- Are you working with your mortgage loan servicer on a
Deed in Lieu of Foreclosure or a Short Sale? If yes you may qualify for the
Transition assistance program and receive up to $5000 in relocation
assistance
For more information on
these and other programs or to see if a West Sacramento Short Sale is right for you
give me a call or to get a better idea of when your West Sacramento home will be worth what you owe,
log in to www.shortsaleandloanmod.info for a free
estimate or call me today for a free no obligation consultation or for the
latest West Sacramento short sale information. Call me
today and sleep better tonight; you’ll be glad you did
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