Wednesday, March 27, 2013

West Sacramento Short Sale Information – 12 Steps to Mortgage Assistance

12 Steps to Mortgage Assistance with Keep Your Home California. Looking for West Sacramento short sale information? You have come to the right place. Mike Rigley Certified Default Advocate, Distressed Property Expert and your short sale specialist here thank you for joining us.



So we have talked about Keep Your Home California’s new and improved web site. What we are going to talk about today are the 12 steps you can follow to see if you qualify for one of Keep Your Home California’s Programs. Remember they are Mortgage Reinstatement,Unemployment Assistance, Principle Reduction and Transition Assistance for those who short sale or are foreclosed on.

Today Let’s talk about questions 6-12
  • Are you in an active bankruptcy? You cannot be in an active Bankruptcy and participate
  • Are you approved to receive or currently receiving unemployment benefits from the California Employment Development Department (EDD)? If yes you may qualify for the Unemployment Assistance Program
  • Is your mortgage loan in foreclosure or has a Notice of Default (“NOD”) been recorded on your home? If yes you can still qualify
  • Are you two or more payments past due on your first mortgage loan? Being current is not a requirement to participate
  • Do you owe more on your first mortgage than your home’s current value? You must be underwater to qualify
  • Did you get your current mortgage on or before January 1, 2010? Again this follows the HAMP guidelines
  • Are you working with your mortgage loan servicer on a Deed in Lieu of Foreclosure or a Short Sale? If yes you may qualify for the Transition assistance program and receive up to $5000 in relocation assistance
For more information on these and other programs or to see if a West Sacramento Short Sale is right for you give me a call or to get a better idea of when your West Sacramento home will be worth what you owe, log in to www.shortsaleandloanmod.info for a free estimate or call me today for a free no obligation consultation or for the latest West Sacramento short sale information. Call me today and sleep better tonight; you’ll be glad you did

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