Tuesday, March 26, 2013

West Sacramento Short Sale Information – 12 Steps to Mortgage Assistance

12 Steps to Mortgage Assistance with Keep Your Home CaliforniaWest Sacramento Short Sale AgentDefault Advocate, Distressed Property Expert and West Sacramento Short Sale Specialist Mike Rigley here bringing you the latest West Sacramento Short Sale Information. Thank you for joining us.



So we have talked about Keep Your Home California’s new and improved web site. What we are going to talk about today are the 12 steps you can follow to see if you qualify for one of Keep Your Home California’s Programs. Remember they are Mortgage Reinstatement,Unemployment Assistance, Principle Reduction and Transition Assistance for those who short sale or are foreclosed on.

So here are the first 6 of 12 questions.
  • Is your home in CA? You must live in California to qualify
  • Do you own and occupy your home as your primary residence? Only principle residences qualify
  • Is the amount you owe on your first mortgage loan equal or less than $729,750? This follows he HAMP guidelines
  • Is your West Sacramento County household income equal to or less than $91,300? There are income limitations for each county
  • Have you experienced a financial hardship (such as a loss of income, significant medical expenses, divorce, etc.) that is making it difficult for you to keep your home? This is not a program for those who are seeking a strategic default.

If you answered YES to all of those questions you are halfway to qualifying. Next time we will cover the raining 6 questions.

Is an West Sacramento Short Sale Right for Me? Give me a call and let’s find out. We also offer a short sale lease back program for those who qualify allowing you to short sale and stay in your home. Call me for details

To get a better idea of when your West Sacramento home will be worth what you owe, log in to www.shortsaleandloanmod.info for a free estimate or call me today for a free no obligation consultation or for the latest 
West Sacramento short sale information. Call me today and sleep better tonight; you’ll be glad you did

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