Sunday, August 11, 2013

West Sacramento Short Sale Information – Avoid Foreclosure

Avoid Foreclosure in West Sacramento Default Advocate, Distressed Property Expert and West Sacramento Short Sale Agent Mike Rigley here bringing you the latest West Sacramento Short Sale Information. Thank you for joining us.



Avoid Foreclosure in West Sacramento. So how do you do that you ask? Well the simplest way is to make your payments on time every month but I know that’s not the answer you were looking for. Here are your options:
1.     Like I said make your payments. If that is not possible read on
2.     If you owe more than your home is worth, under most circumstances a principle reduction is not in the cards although there are some programs such as Keep Your Home California that can assist you.
3.     Loan Modification: To get a loan mod you have to have income. No income, no loan mod. Most loan mods fail because all they really are are re-payment plans. We work with an attorney who can tell you within a couple of days whether you qualify for a loan mod or not and what that payment would look like. Call me for details.
4.     Deed in Lieu of foreclosure: Guys it’s still a foreclosure.
5.     Bankruptcy: Depending on the type of BK you still have to liquidate the property
6.     Sell the property outright: If you have Equity – that will work.
7.     Short Sale: Sell the property for less than owed.

No matter what option you choose know we offer a free no obligation consultation to discuss all your options


To get a better idea of when your West Sacramento home will be worth what you owe, log in to www.shortsaleandloanmod.info for a free estimate or call me today for a free no obligation consultation or for the latest West Sacramento short sale information. Call me today and sleep better tonight; you’ll be glad you did.

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