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Friday, May 3, 2013

West Sacramento Short Sale Information – Bank of America Short Sale Foreclosed

Mike Rigley Certified Default Advocate, Distressed Property Expert and your short sale specialist here thank you for joining us.


Bank of America Short Sale Foreclosed On. Wow now that is painful. Has it happened to us before? Honestly – yes but not more than once or twice. There is not more sickening feeling than working on getting a Bank of America Short Sale approved only to lose it to foreclosure and that is why who you select to handle your Bank of America Short Sale is so very important.

This past week I got a call from a Broker in our area who was just in a panic. She said “Mike, I have a problem and I didn’t know how to handle it. Can you help me?” Well now of course I said yes. In the field of Short Sales how do you NOT help one another?

Anyway she was working on a Bank of America Short Sale that was being negotiated by one of Bank of America’s third party providers – Dignified Transition Solutions or DTS. Full disclosure here, I am not a fan of DTS. When they first started out they were great. Now, in my opinion whenever I get a DTS file I know I will be escalating because the customer service is just not there anymore. But I digress…

OK so what had happened was this Broker friend of mine said she was negotiating a DTS file and there was a foreclosure sale date. The DTS negotiator swore up and down that the sale date was postponed. Low and behold the date was not postponed and because this particular broker doesn’t do many Short Sales she did not confirm with the trustee that the sale had actually been postponed. The property went to sale and was sold to a third party at the courthouse steps. The homeowner and broker found out when the person who bought the property knocked on the door. My Broker friend was asking for an escalation contact to get the sale reversed.

While I gave her what I had, my experience is with Bank of America Short Sales is once a third party has bought the property at the courthouse steps it is virtually impossible to reverse. The key is to not let it happen in the first place. While any agent / Realtor / Broker is licensed to complete a Bank of America Short Sale, most should not. When looking for a West Sacramento Short Sale Specialist make sure they really are just that – an experienced Short Sale Specialist. Your financial future depends on it

Is a West Sacramento Short Sale Right for Me? Give me a call and let’s find out. We also offer a short sale lease back program for those who qualify allowing you to short sale and stay in your home. Call me for details

To get a better idea of when your West Sacramento home will be worth what you owe, log in to www.shortsaleandloanmod.info for a free estimate or call me today for a free no obligation consultation or for the latest West Sacramento short sale information. Call me today and sleep better tonight; you’ll be glad you did. 

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