Wednesday, February 6, 2013

West Sacramento Short Sale Information - US Bank Short Sale / GMAC Short Sale

Looking for West Sacramento short sale information? You have come to the right place. Mike Rigley Certified Default Advocate, Distressed Property Expert and your short sale specialist there thank you for joining us. Today let’s talk about a US Bank Short Sale / GMAC Short Sale we just recently closed.



US Bank Short Sales in my opinion are tough. The good folks in the US Bank Short SaleDepartment are good negotiators and follow those guidelines to the letter. We just recently closed a Short Sale where GMAC had the first and US Bank had a $100,000 HELOCsecond. Now the folks that manage the US Bank Short Sale department know that in aforeclosure they do not give up their right to seek a deficiency. This makes a US Bank Short Sale all the tougher.

In this particular case the GMAC Short Sale was pretty straight forward to negotiate. The folks at the GMAC Short SaleDepartment get it. Of course it was the US Bank Short Sale that became problematic. As is usually the case, the US Bank Short Sale negotiator wanted more than GMAC was willing to give. With a number of escalations and work arounds we were ultimately successful in getting the US Bank Short Sale approved with US Bank agreeing to settle the debt for less than owed and not seek a deficiency. What a great day for my sellers. Just being able to walk away from the $100,000 in debt was great in its self but because they put the money back into the house and the extension of the Mortgage Debt Relief Act, their accountant is telling them they will not owe income taxes on the forgive debt either. Life is good.

Is a West Sacramento Short Sale Right for Me?

To get a better idea of when your West Sacramento home will be worth what you owe, log in to www.shortsaleandloanmod.info for a free estimate or call me today for a free no obligation consultation or for the latest West Sacramento short sale information. Call me today and sleep better tonight; you’ll be glad you did

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