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Tuesday, July 10, 2012

Who “WINS” in a West Sacramento Short Sale?

Today let’s talk about winners and losers in a West Sacramento Short Sale. So really, who wins and who loses in a West Sacramento Short Sale? I am here to tell you there are no loser’s only winners. Now Mike, you ask, doesn’t the bank lose because they lent money to the borrowers and any got a portion of it back? While that is true, by accepting a West Sacramento Short Sale the investor made 20%-30% more than if they foreclosed. Otherwise they would not do the short sale. 


Another little known fact is that if the loan had mortgage insurance on it or MI, the insurance company paid part of the loan. Well then you say, didn’t the MI Company lose. Let me ask you – would you rather pay part of a claim or the entire claim? Part of the claim right? That’s the way the MI companies see it as well.

In a property executed West Sacramento Short Sale the homeowner wins by walking away from the debt, has the ability to avoid paying income taxes on the forgiven debt and has little or no out of pocket expenses. The bank, investor and MI Company wins because West Sacramento Short Sales net them more than a West Sacramento Foreclosure.

The City, County and neighborhood win because there is not another foreclosure on the block, the property sold for fair market value or better and someone is occupying the property and paying taxes. The economy wins because every time a house is sold jobs are created or maintained. There are inspectors, title and escrow employees, real estate agents and their employees, personnel at the county clerk’s office all getting paid as a part of the transaction and paying income taxes on those wages. With those people earning a living they are able to purchase goods and services from clothes to food to automobiles putting others to work all because of one West Sacramento Short Sale. The banks also hire employees to manage the transaction from their end. Those employees also pay taxes and purchase goods and services. The chain reaction is nearly limitless.

Who wins in a West Sacramento Short Sale? America – that’s who.

To get a better idea of when your West Sacramento home will be worth what you owe, log in to www.shortsaleandloanmod.info for a free estimate or call me today for a free no obligation consultation or for the latest West Sacramento short sale information. Call me today and sleep better tonight; you’ll be glad you did

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